Certus Management Group has developed a line of stop loss products that limit the liability of a self-funded employer, and eliminate the pitfalls which many employers view as obstacles of self-funding.  The advantages of the CMG Stop Loss approach can be the difference between success and failure of a self-funded plan. 


With more than 350 years of combined experience in the stop loss business, the staff of Certus Management Group is among the most qualified in the industry today.  As a recognized leader in providing medical stop loss insurance, our experience enables our seasoned professionals to provide employers with stop loss solutions that bring certainty to their self-funded plan.


Certus Management Group maintains a strong relationship with our carrier partner, Sirius America Insurance Company (Sirius America). Rated A (Excellent) by A.M. Best, Sirius America shares CMG’s vision of the stop loss marketplace and offers the stability of a well-established insurance company. Sirius America has participated in the risk on CMG stop loss policies since our inception in 1998, and our relationship has positioned us to be the stop loss market of choice for the discriminating self-funded employer. 


Brad Lewis

Principal, President and CEO

Brad got his start in the insurance industry in 1983 working in the accounting department of the Brougher Agency.  His tenure with the Brougher Insurance Group and ultimately VASA Brougher included responsibilities within claims, underwriting, auditing and marketing. The culmination of this diverse experience came in 1998, when he was one of the founding members of IMG-Stop Loss as the firm's executive vice president. Nearly 20 years later, Brad became one of the four principals who helped transition IMG-Stop Loss to its current incarnation as Certus Management Group.

Beth Madden

Principal, Chief Operating Officer

Prior to becoming one of the partners of Certus Management Group, Beth Madden had been with International Medical Group since 1998.  In her initial roles as Director and then Vice President of the Stop Loss Underwriting department, she provided underwriting oversight, actuarial and program management.  She also served as the Chief Underwriting Officer with responsibility and oversight across the spectrum of International and Domestic products.

While the largest part of Beth’s 24 years in the insurance industry was spent with IMG in various roles, she has also worked in the domestic fully insured space, underwriting multiple employer, association, and alternative risk and funding arrangements.

Beth holds a bachelor’s degree in Finance from Indiana University’s Kelley School of Business, and CEBS and GBA designations from the International Foundation of Employee Benefits, Wharton School of Business.  She also holds a Life and Health Insurance License.  

Greg Edwards

Principal, Executive Vice President, Business Development

Greg’s career in the insurance business has spanned over three decades and been dedicated to the stop loss insurance marketplace exclusively.  Greg began in the underwriting department at the Brougher Agency and spent much of his career with the Brougher organization, ultimately VASA Brougher, as a Regional Vice President of Sales.  Greg’s success during his 15 years led to the opportunity to become a member of the management team rejoining the Brougher family in forming the IMG subsidiary IMG-Stop Loss, now Certus Management Group, in 1998.  Certus Management Group continues to be an innovator and leader providing stop loss protection to self-funded plans of all sizes.  

Greg attended Indiana University and is active in a number of industry organizations including HCAA, SIIA, SPBA, and the Indianapolis Chapter of NAHU.


Steve Butz

Principal, Executive Vice President, Business Development

Steve began his career in stop loss insurance in 1989 as Regional Marketing Director for the Brougher Insurance Group; at the time one of the largest, most innovative stop loss underwriting organization in the industry.  Steve’s success in developing sales of stop loss business continued as the company evolved into a multi-line underwriting organization by the name of VASA Brougher.  In 1998 Steve left VASA Brougher to be part of a management team which executed the start-up of IMG-Stop Loss.  Since 1998, IMG-Stop Loss, now Certus Management Group has been a recognized leader in providing stop loss insurance protection to self-funded employee benefit plans of all sizes.

Steve is a graduate of Butler University, with a bachelor’s degree in Business Administration, and is actively involved in a number of industry associations, including HCAA, SIIA, SPBA, and the Indianapolis Chapter of NAHU.